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Vocabulary. accountant (n)-a person whose job is recording, managing or examining financial
accountant (n)-a person whose job is recording, managing or examining financial records or accounts; account for (v)-to be responsible for; to give satisfactory explanation; advertise (v) - to make a public announcement describing the good qualities of a product, service or idea in such a way as to make people want to buy it or support it; advertising (n)-use of public announcement to promote sale of a product, service or idea; agency (n)-an administrative department of government or a legal relationship to represent a person or business; annual (adj)- relating to or measured by the year; once a year; annual Report (n)- a statement or booklet put out by a company once a year; applicant (n)- a person who asks or applies for something; application (n)- a request; a written form used in making a request; asset (n)- property or resources of a business or a person; associate (n)-a person who is connected with another or others in some business or action; partner or college; association (n)-an organized group of people with common interests authority (n) –the power or right to act, command or make decisions balance sheet (n)-statement of financial condition at a given time benefits (n)-money or other services given by the government or other institution; billing (n) –total amount of business in a particular amount of time bill of lading (n)-a receipt listing goods shipped board of directors (n)-a group of people who supervise or manage a company bond (n)-a certificate issued by a government or corporation, promising to pay back a specific amount of money, with interest, at a fixed date in the future; brand (n)- the kind, quality or make of a product capital (n)-wealth; the total amount of money or property owned or used by a corporation or an individual capital surplus -an excess or amount above what is needed career (n)-an occupation or profession channel of distribution -the marketing system by which goods are sent from those who produce them to those who use them charge(v)- to fix or ask as a price charter (n)- a formal written document issued by the government, granting the right to organize for some activity claim (n)-the right to something; demand for something due commercial bank-a bank that includes in its functions the acceptance of demand deposits subject to withdrawal by check commission (n)- a fee for services or work done, usually a percentage compete (v)-to strive against another or others competent (adj)- having or showing ability or knowledge, capable of doing something well competition (n) - the act of competing; rivalry comptroller (controller)(n)- a person in charge of spending and financial activity, as in a bank or company consumer (n) - someone who buys and uses up things offered for sale, such as food, services or clothing corporation (n) - an organization made up of a group of people who have been given the legal power to act as one person, created by a government charter with the right to buy and sell property and enter into contacts credit (n)- a balance in one’s favour; an entry of an amount in an account as payment of an existing or future debt data (n) - information, facts, figures data processing – the rapid organization and analysis of large amounts of information by computers or other machines. deal (v)(dealt) - to do business, trade debt (n) - something that is owed to another person debt finding - the use of money supplied by loans discount (n) - a reduced price discount house - a store that offers reduced prices on items display (n)- an exhibition or show distribute (v)- to divide and give out in shares; to scatter, spread over an area distribution (n) - the process or system by which goods are sent from those who produce them to those who use them diversified (adj) - varied; of different kinds draft (n) - a written order directing payment of a special amount of money, as from one bank to another bank economics (n) - the science that deals with the production, distribution and use of goods, money, natural resources and services efficient (adj) - effective or competent; using as little effort or waste as possible eligible (adj) - qualified to be chosen employment agency-a company whose business is to find jobs for people seeking them or to find people to fill jobs that are open enterprise (n) - a project or undertaking equity finding - money supplied by owners of a business for investment exchange (n) -giving one thing in return for something else executive (n) – a person who directs or manages affairs in a corporation expand (v) –to make large, to grow in size, extent or scope export (v) – to send to another country for the purpose of selling extensive (adj) - covering a large area; broad in effect or range face value –the value appearing on bonds, bank notes and so on; the apparent worth financial statement –a summary of a financial account financing (n) – raising or providing funds; the funds thus raised or provided finding (n) – discovery; result or conclusion of an investigation fire (v) – to dismiss from a job fiscal year –any 12-month period used as a basis for settling financial accounts in a business or government foreign exchange - a foreign currency; settling accounts between persons or organizations in different countries franchise (n) – the right to have or do something that has been given to an individual or group by a business firm or government gross(n)- total,entire; with nothing taken away guarantee (n)-an assurance given by a seller to a buyer that his product is what it is claimed to be or that it will be repaired or replace if anything goes wrong within a certain period of time; warranty hire (v)- to employ someone imperfect (competition) (adj)- competition that is not fair; partly competitive income statement- a company record showing receipts and payment for services and goods incorporate (v)- to form a business corporation indirect channel-means of distributing goods through the use of one or more middlemen rather than from the manufacturer to the user inflow (n)- incoming innovation (n)- something newly introduced; a new idea or method installation (n) process of putting something in position or place for service or use insurance (n)-protection against risk or loss by means of a contract interest (n)- money paid for the use or borrowing of money inventory (n)-detailed list of articles in stock at a given time inventory control- supervision of the inventory invest (v)- to put money to use for the purpose of getting a profit or income investment(n)-the act of investing; the amount of money that is invested; something in which money is invested issue (v)-to give out or send joint venture(n)—a partnership formed for a particular project legal (adj)-relating to or concerned with the law lending (n)-giving something with the understanding that it will be returned. In the case of money, with a set rate of interest letter of credit(n)-a letter addressed by banker to another bank or organization certifying that a person is entitled to credit up to a certain amount; letter addressed by banker to person to whom credit is given which allows the person to draw up to certain amount on his or other bank liability (n)-condition of being legally responsible to do or pay something liable (adj)- legally responsible; obligated by law limited liability- liability that is limited, restricted line (n)- kind or classification (of goods or merchandise)made line position- position of a worker with direct receiving orders from immediate superior and giving orders to an immediate subordinate loan (n)- act of lending; something lent manage (v)- to direct or guide the affairs of a store, business or other operation manufacture (v)- to make to produce, especially on a large scale marketing n)-the functions involved in moving products from producer to consumer modification (n)-a change in alteration negotiable (adj)- capable of being sold or transferred net (adj)- that remaining as profit after all deductions or allowances have been net assets –resources of a business after deductions and allowances have been made net worth – value of a person or company after deductions and allowances note (n)- a piece of paper money or certificate of payment issued by a government or bank; promissory note –statement or promise to pay back a certain amount of money at a certain time officer (n)- person who holds office or position of authority in a company operation (n)- the way of performing, directing or working; the state of being at work outflow (n)- something that goes out packaging (n)- process of wrapping, packing, binding or putting together paper-work (n)-routine record-keeping that is often part of a more important task partnership (n)- a business organization in which two or more persons are associated policy (n)- a definite course or method of action portfolio (n)- a list or group of stocks, bonds and so on belonging to a bank, company or person position (n)- a post employment predict (v)- to announce or declare beforehand; to tell in advance pricing (n)-setting an amount to be paid for a item prime rate- an interest rate at which preferred customers can borrow from banks and which is the lowest commercial interest rate available at a particular time and place profit (n)-financial gain, benefit profit and loss statement-a summary account used an the end of an accounting period promote(v)- to try to sell, make more popular, or get the necessary money for, as by advertising proprietorship (n)- ownership prospective (adj)-possible; likely to become purchase (v)- to get by paying money for; buying quote (n)-current price or bid ratio analysis-relationship of two figures receipt n)- written statement that money, goods or mail has been received record (n)-an account in writing; an official written form record v)-to set down in permanent form, such as writing; to indicate, show, register research (n)-a study or investigation in a particular field, usually for the purpose of learning new facts and making new interpretations savings account- a bank account for the purpose of saving money, on which interest is paid share (n)-one of the parts into which ownership of a company or corporation is divided statement (n)-a report or summary of financial matters statute (n)- a law enacted by a legislative body; a written rule or law regulating an organization such as corporation stock (n)-the total number of shares that a company or corporation is authorized to issue; the number of shares held by an individual stockholder stock (n)-the total amount of goods that merchant or commercial establishment keeps on hand for sale stock (v)- to lay in stock or supply take title- assume ownership tax (n)-money that must be paid by people for the support of the government trade-in-allowance- an amount given for a used car, appliance or the like as payment or part payment toward a new item traffic (n)- an exchange of goods; buying and selling, trade transaction (n)- a business deal trend (n)- a tendency, a course; a current style or preference utility (n)-company that provides an important service to the public as by supplying gas, electricity or water warehousing (n)- storing or stocking or depositing of merchandise wholesaling (n)-selling of goods to retailers for release, usually in large quantity
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