Прочитайте текст, расположите ниже приведённые утверждения в соответствии с развитием темы текста

A. For about 15% of the American people live below the poverty line.

B. People in America can place their money in saving bonds and treasury dills.

C. The Federal Reserve Board regulates the money supply.

D. Americans buy things on credit.

E. The federal government protects the savings of American people.

The United States has been described as an affluent society, and despite some poor Americans, it is an accurate generalization. The median income for American families in the early 1980s - the point that half are above and half below - was about $24,500. At retirement, most workers receive Social security payments plus other private pension payments and personal savings.

Nevertheless, roughly 14 to 15 percent of the population lives below the poverty line as established by the federal government, which in 1984 was income of less than 810,600 for a family of four. Since World War II, Americans have increasingly bought goods and services on credit. Major purchases, such as homes, cars and appliances, are paid off in monthly installments. Generally the time allowed to pay is one month. Thereafter, interest is charged.

The United States has about 14,000 banks, of which 6,000 belong to the system operated by the Federal Reserve Board. Through its member banks, the Federal Reserve issues money, acts as a financial clearinghouse and establishes required cash reserves that banks must maintain. By increasing and decreasing these reserve requirements, and by changing the interest rate for loans to banks from the 12 regional Federal Reserve banks, the Federal Reserve Board can regulate the money supply and thereby attempt to control the rate of inflation in the economy.

Individual savings are usually deposited in interest-bearing accounts in several types of institutions -banks, savings and loan associations and credit unions that are usually established by employee groups. Americans also have the option of placing part of their money in savings bonds and treasury bills issued by the federal government, or in privately operated mutual funds that invest the money in the stock market. Almost all private banks and savings institutions have insurance offered by the federal government to protect individual savings accounts up to $100,000. Most of the money deposited in savings accounts is used by the banks to finance the purchase or construction of homes and buildings.

2. Пользуясь словарем уточните значение и произношение слов:

Retirement, nevertheless, income, purchase, bill, to submit, to issue, cash, rate, account, insurance.

Поиск по сайту: